HEALTH PLAN BENEFITS
Below is the summary of all services covered by each plan
PLAN BENEFITS |
STERLING |
SILVER PLAN |
GOLD PLAN |
PLATINUM PLAN |
Outpatient and specialist consultation. |
√ |
√ |
√ |
√ |
Admissions. |
√ |
√ |
√ |
√ |
Accommodations. |
Standard Ward |
Semi Private Ward |
Private Ward |
Private Ward |
Physiotherapy. |
√ |
√ |
√ |
√ |
Local Evacuation. |
√ |
√ |
√ |
√ |
Preventive Care. |
√ |
√ |
√ |
√ |
Routine Immunization(N.P.I). |
√ |
√ |
√ |
√ |
X-Ray, Laboratory services and investigations. |
√ |
√ |
√ |
√ |
Accident & Emergency Care. |
√ |
√ |
√ |
√ |
Supportive Treatment for HIV- AIDS. |
√ |
√ |
√ |
√ |
Minor Surgeries & Procedures. |
√ |
√ |
√ |
√ |
Health Promotion. |
√ |
√ |
√ |
√ |
Prescribed Drugs. |
√ |
√ |
√ |
√ |
Basic Dental Care (Amalgam filling, Non- Surgical Extractions & Preventive Care). |
√ |
√ |
√ |
√ |
Anti-natal & Delivery. |
Delivery for large pool |
√ |
√ |
√ |
Optical Care & Lense/Contact Lenses. |
N3,000 Limit |
N10,000 Limit |
N15,000 Limit |
N30,000 Limit |
Intermediate Surgeries & Procedures. |
- |
- |
√ |
√ |
Major Surgeries & Procedures. |
- |
- |
√ |
√ |
Dental Surgical Extraction. |
- |
- |
√ |
√ |
Intensive Care Services. |
- |
- |
√ |
√ |
Advanced Investigation(CT Scan, MRI Scan). |
- |
- |
√ |
√ |
Additional Immunization (Hepatitis B, MMR, Pneumococcal). |
- |
- |
√ |
√ |
Annual Medical Check-up. |
- |
- |
Basic |
Comprehensive |
Premium per person per annum. |
N12,000 |
N18,000 |
N60,000 |
N108,000 |
Premium per family per annum. |
N50,400 |
N75,600 |
N252,400 |
N453,600 |
Exclusion subject to negotiation
- Cosmetic surgery • Embalmment & Autopsies
- Provision of Anti Retro Viral Drugs • Artificial Limbs and Dental Prosthesis
- Treatment to Aid conception • Chronic Renal Dialysis
- Non – orthodox Drugs & Treatment • Mental Illness in Excess of 21 days
- Overseas Treatment • Weight Modifications
- Organ Transplant
ENROLLMENT
A. How to Enroll• Submit a list of beneficiaries and complete data form for each person and their dependants with preferred choice of
healthcare provider.
• Provide 2 passport photographs of each beneficiary and their dependants.
• Payment of premium per enrollee.
• Sterling Health Card will then be issued.
B. Who is eligible?
• Anyone and Everyone.
C. Change of Hospital
• Our subscribers can change from one provider to another after due notification to Sterling Health.
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